When we decided to get serious about our finances, one of the first things we decided to cut back on was buying home decor items. I had wanted a wreath for the front door but they can cost more than $50 at a home decor store. Buying the materials to make your own can easily cost $30 or more at the craft store. When I saw this grapevine wreath sitting in the thrift store for $3, I knew I could create a simple wreath for a few dollars, using some craft items I found at the local dollar store.
Have you ever woken up in the middle of the night, and realized you forgot to pay a bill? It is not a good feeling. Missing a bill payment can result in late fees, or worse, a negative impact on your credit score. We are […]